A loan against property (LAP) is exactly what the name implies -- a loan given or disbursed against the mortgage of property. The loan is given as a certain percentage of the property's market value, usually around 50 per cent to 70 per cent.
You can also take the lucrative loans deals from capitalneed for the Loan against property. If your property is partly or fully constructed, freehold or lease hold residential, industrial or commercial properties, You can apply for loan against property for fulfiling your Business Needs, Managing Marriage expenses, Managining medical expenses, For business expansion like to purchase office furnitures, rennovation of the office, purchasing the machinery and computer equipments etc. consolidation of loans, child education and other business or personal needs. Also you can transfer your outstanding loan availed from another Bank / Financial Institution as well. Capital need plays an important role between bank and applicant to provide the maximum possible benefits to applicant from bank to ensure the hassle free and user friendly transactions to meet the applicant expectations accordingly.
Capital Need offers customised Loan Against Property to salaried and self-employed individuals. We provides hassle free and affordable Loan Against Property from various banks at competitive interest rates and with minimal documentation. We ensure that once all the documentation process gets done, We process the further process on high priority and complete it within 72 hours. Also, To increase the user convinience, We have developed the website www.capitalneed.com in such a way that enables loan applicants to submit their requested documents from the website itself. This saves both applicants and loan providers time to enhance the possibility of loan disbursal in less time. However, You can also get doorstep service for submitting your documents.
Salaried individuals can select a renure ranging from 2 to 20 years and repay the loan amount with ease and conveniently. In addition to that, The loan applicant can also check the EMI in advance according to the tenure selected. From our website, Loan applicant will have to mention the loan amount and tenure and according to that, He/She will be able to check the details like how much EMI they have to pay during the selected tenure. Moreover, You can also be able to change or modify the tenure and loan amount to check the EMI's in advance. So that you take the right decision with full peace of mind. Capital Need provides easy balance transfer facility from which you can Transfer your existing Loan Against Property with minimal documentation and quick processing and get a high-value top-up loan.