Home Loan Features & Benefits

With the Capitalneed.com Home Loan, you don’t have to worry about financing big-ticket expenditures. Our loan is offered at favorable interest rates, customized with the best features to leverage your property effectively. That’s not all, you get the flexibility to choose a repayment tenure that suits your financial condition.

Check out some of the other salient features and benefits of mortgage loan from Capitalneed.com:

	Minimum Documentation There’s no need to worry about furnishing endless paperwork when you apply for a mortgage loan with us. You only need to submit essential documents, which in turn helps in saving time and expediting the loan application process.
	Quick and Easy Loan Processing Our application process is quick and efficient through an online application process, ensuring a seamless experience for our customers. Once the loan application is submitted, you will be assisted by our representative to facilitate quick processing and disbursal of the loan.
	Loan on Different Kinds of Properties We offer loans against a range of property types, including residential, commercial, industrial, warehouse, etc.
	Higher Loan-To-Value (LTV) on Market Value We offer higher loan amount to handle your financial obligations. We offer a high Loan-To-Value (LTV) ratio on the property’s market value, ensuring you get enough funds for any purpose.
	Competitive Interest Rates Our Home Loan is offered at attractive interest rates, which can help reduce the EMI amount and ensure that you are not financially overburdened.
	Longer Tenure Enjoy the benefit of flexible repayment tenure of up to 180 months, allowing you to manage repayments better, without affecting your monthly budget.
	Transparent Processing We maintain 100% transparency with all our customers. All applicable fees and charges are communicated throughout the loan process and are clearly listed within the loan documentation.
	High Loan Amount You can get a high sanction amount to cover any need.
	Different Product Categories Depending on the requirements that you might have, we offer two specific loan products: a Home Loan (LAP) and a Loan for Commercial Property purchase (LCP). Under LCP, the customer can borrow funds for the purchase of commercial property at a high Loan-to-Value (LTV) and a competitive interest rate. The funds are directly released to the seller/builder of the commercial property.

Our Home Loan comes with no spending restrictions, and the funds can be used to fund any expense or business need. You may use the sanctioned amount to fund:

Once the loan application is assessed and verified, you will receive confirmation from our representative. Simply approve the loan offer and authorize disbursal.