Working Capital Loan - Apply for Working Capital Finance in India
With CapitalNeed.com, a trusted fintech platform that connects you with India’s top banks and NBFCs, you can easily access a Business Loan to meet your working capital and other short-term financial needs. Whether it’s paying employee wages, purchasing new machinery, or maintaining cash flow, the funds can be used to support your day-to-day business operations.
Our Working Capital Loan is collateral-free, available at a competitive interest rate starting from 14.50% p.a., and comes with flexible repayment tenure. The process is simple, fully digital, and requires only minimal documentation.
Apply now and keep your business running smoothly with the right financial support.
Working Capital Loan EMI Calculator
-
EMI Amount = *
Working Capital Loan Interest Rates and Charges
When you apply for a Working Capital Loan for Hospital, you must know the associated charges to get a clear picture of the overall borrowing cost.
| Business Loan Interest Rates | 14.50% p.a onwards |
| Loan Amount | ₹5 Lakh to ₹1 Crs |
| Loan Processing Fees | Depends on Profile |
| Loan Tenure | 12 - 48 months |
Working Capital Loan Eligibility Criteria
Our Working Capital Loan criteria are minimum so that you get maximum benefits.
Age
Between 24 and 65 years
Citizenship
The applicant must be an Indian citizen
Business Vintage
The business must be in operation for at least 1 years
Business Turnover
Business must have a minimum turnover of ₹30 Lakh
Note: The eligibility mentioned above list is indicative. Additional eligibility criteria may be required during loan processing by Capitalneed.com.
Documents Required
Our simple documentation process ensures that you don’t deal with a lot of paperwork. You only need to submit a few basic documents, including:
-
KYC Documents
-
Bank Account Statement
-
Business Address Proof
- KYC Documents: Company PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport
- Bank Account Statement: Bank account statement for last six months
- Business Address Proof: Utility bill/Rent agreement
Note: The above-mentioned loan documents list is indicative. Additional documents may be required during loan processing.
Features and Benefits of Working Capital Loan
Capitalneed.com offers Working Capital Loan of up to ₹1 Cr for all small and medium-sized businesses. We aim to provide financial assistance to all businesses and help them grow and expand their operations. The complete online process makes borrowing a hassle-free experience. Other features and benefits of this loan, include:
-
Simple online application
-
Instant disbursal
-
Minimal documentation
-
Competitive interest rates
-
Simple eligibility
-
Zero hidden charges
-
Flexible EMIs
-
High loan amount
-
Minimum processing fees
- Simple online application: Just hit the ‘Apply Now’ button to get started with the working capital loan application process.
- Instant disbursal: Get the loan directly into your bank account after verification.
- Minimal documentation: Provide your KYC documents and address proof.
- Competitive interest rates: Interest rate starts from 14.50% per annum.
- Simple eligibility: Our simple eligibility requirements ensure that you easily qualify for the loan.
- Zero hidden charges: All fees and charges are disclosed.
- Flexible EMIs: Repay the loan at your convenience with a loan tenure of up to 48 months.
- High loan amount: Depending on your business’ financial requirements, you can avail a loan of up to ₹1 Cr.
Apply for Working Capital Loan within 5 Minutes
With Capitalneed.com, you can apply for a Working Capital Loan for business online and get quick approval. You must follow a few simple steps mentioned below:
- Step 1: Click on the ‘Apply Now’ button.
- Step 2: Fill in the required details on the loan application form.
- Step 3: Upload necessary documents.
On successful verification, the loan amount will be transferred to your bank account instantly.
