Take Your Small Business to the Next Level with a Loan of Up to ₹1 Cr
Every small step counts when it comes to building a successful business. With CapitalNeed.com, you can avail of a Small Business Loan of up to ₹1 Cr to meet your short-term financial needs.
Whether it's paying employee salaries, purchasing new machinery, maintaining cash flow, or clearing existing debts, this loan can help you manage it all.
Our Small Business Loan is collateral-free, requires minimal documentation, and comes with flexible repayment options—making the borrowing experience smooth and efficient.
Ready to scale your business? Apply for a Small Business Loan today with CapitalNeed.com.
Small Business Loan Interest Calculator
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Small Business Loan Interest Rates and Charges
Know the interest rate and other associated charges to make an informed decision. Here’s the interest rate and charges chart:
| Business Loan Interest Rates | 14.50% p.a onwards |
| Loan Amount | ₹5 Lakh to ₹1 Cr |
| Loan Processing Fees | Depends on Profile |
| Loan Tenure | 12 - 48 months |
Small Business Loan Eligibility Criteria
The eligibility criteria for a Capitalneed.com Small Business Loan are simple.
- Age - Between 24 and 65 years.
- Citizenship - The applicant must be an Indian citizen.
- Business Vintage - The company must be operational and running for at least 1 years.
- Business Income – The annual turnover of your business must be at least ₹30 Lakh.
Overall, these eligibility requirements have been put in place to ensure that the borrower can make the most of our services.
Documents Required
Our simple documentation process ensures that you don’t deal with a lot of paperwork. You only need to submit a few basic documents, including:
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Basic KYC information
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Business address proof
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Financial documents
- KYC Documents – Director ,PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport.
- Business Address Proof - Rent agreement/utility bills.
- Financial Documents - Bank account statement for the past 6 months.
Features and Benefits of a Small Business Loan
Capitalneed.com’s Small Business Loan is designed to help you achieve your business goals. Here’s a list of features and benefits:
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Collateral-free Loan
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High Loan Amount
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Attractive Interest Rates
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Minimal Documentation
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Flexible Repayment Tenure
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Zero Hidden Charges
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Online Application Process
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Quick Loan Disbursal
Collateral-free Loan
No need to pledge collateral to avail of a Small Business Loan.
High Loan Amount
Get up to ₹1 Cr to meet the various business expenses.
Attractive Interest Rates
Enjoy competitive interest rates starting at 14.50%* p.a.
Minimal Documentation
Just upload a few documents to start the approval process.
Zero Hidden Charges
We maintain complete transparency in our processes. All fees and charges are disclosed.
Online Application Process
Apply for a Small Business online in just a few clicks.
Quick Loan Disbursal
After approval and verification, the amount gets credited to your bank account.
Reasons to Get a Small Business Loan
You can use the loan to take care of different business-related expenses:
- Maintain sufficient cash flow.
- Expand business operations.
- Pay employee wages.
- Purchase new machinery or equipment.
- Pay overhead costs.
- Upgrade the company’s infrastructure.
How to Apply for a Small Business Loan?
Applying for a Small Business Loan with Capitalneed.com is easy. Just follow three simple steps:
- Step 1: Click on the ‘Apply Now’ button.
- Step 2: Fill in the required details on the loan application form.
- Step 3: Upload necessary documents.
On successful verification, the loan amount will be transferred to your bank account.
