Travel Loan | Get An Online Vacation Loan up to ₹50 Lakh

Plan Your Dream Vacation With a Personal Loan for Travel

Dreaming of a perfect vacation with your family but facing a financial shortfall? CapitalNeed.com’s Personal Loan for Travel, offered through our trusted fintech platform, helps you turn that dream into reality. You can avail of a loan of up to ₹50 Lakh to cover every aspect of your trip—from booking flights and hotels to shopping, dining, and local transportation—without any financial worry.

Our Travel Loan is completely collateral-free and comes with a host of benefits, including simple eligibility criteria, a quick and easy online application, instant approval, attractive interest rates, and no hidden charges. So you can focus on planning your getaway, not stressing about the funds.

Pack your bags, not your worries. Apply now and explore the world with ease, powered by Capital Need.

Check Your Monthly EMI For a Travel Loan

Loan Amount

1,00,000 50,00,000

Interest Rate %

10.29% 30%

Tenure

1 Year 8 Years

Calculate

EMI Amount = *

Travel Loan Interest Rates and Other Charges

Interest Rates	10.29%* p.a. onwards
Loan Amount	₹1 Lakh to ₹50 Lakh
Loan Processing Fees	Depends on Profile
Stamp Duty	At actuals (as per state)

Eligibility Criteria For An Online Vacation Loan

Our goal is to ensure that the lack of finances should never hold you back from fulfilling your aspirations. That is why we provide vacation loan with basic eligibility requirements.

The parameters that help in determining our eligibility criteria are mentioned below:

Age

Citizenship

Work Experience

Employer Category

Monthly Income

Age - The applicant should be at least 21 years of age at the time of applying for the loan and a maximum of 60 years of age.
Citizenship - The applicant must be an Indian citizen.
Work Experience - The applicant should be in current employment for a minimum of 1 month and is required to have a minimum work experience of 1 year.
Employer Category - The applicant needs to be an employee of the Central Govt., PSU, MNC, Listed, Unlisted Public Ltd, Pvt Ltd, LLP or companies which are listed.
Monthly Income - The monthly income of the applicant must be at least ₹30,000.

In addition to this, a good credit score can also help you qualify for a Personal Loan for Travel easily.

Please remember this list is indicative in nature and it may change during loan processing based on Capitalneed.com internal policy.

Documents Required to Take A Loan For Vacation

With minimal paperwork, we make sure that the loan processing, from application to disbursal, is completed quickly. Simply provide some basic documentation to get one step closer to your travel goals. Check out the requirements below:

KYC Documents
Address Proof
Employment Proof

Income Documents
Financial Documents

Why Opt for a Loan While Planning A Holiday Trip?

An overseas vacation requires a lot of research and financial planning. No matter how well-planned your trip is, your expenses can easily go over the budget. Various expenses like the cost of flight tickets, hotel bookings, transportation, visa application fees, etc. may add up to form a hefty amount, which may seem overwhelming.

Nevertheless, with a loan for travel, you can cover these costs easily. Moreover, you can repay the loan in affordable EMIs over a period of up to 60 months. You can also calculate your EMIs using our loan EMI calculator and plan your repayment accordingly.

Advantages of Having Online Travel Loan

At Capitalneed.com, we provide quick and hassle-free financing to help you turn your long-awaited travel dream into reality. Our travel loan for vacation is designed to ensure the best borrowing experience so you can enjoy your trip to the fullest. Here are some benefits of vacation loan: