Get a Home Loan Today!
Unlock the true potential of your residential or commercial property with a Home Loan from Capitalneed.com. As a leading fintech platform in India, Capitalneed.com simplifies the borrowing process with its technology-driven approach, ensuring faster approvals and minimal paperwork. Whether you need funds for personal requirements like a medical emergency or higher education abroad, or for business needs such as expansion or debt consolidation, this secured loan offers the flexibility and convenience you require.
You can avail of a loan amount of up to ₹25 Crore by using your property as collateral, all while benefiting from competitive interest rates and a flexible repayment tenure that suits your cash flow.
The entire application process is digital, making it quick and hassle-free from start to finish. With Capitalneed.com’s fintech-powered system, you can experience a seamless loan journey—from online application to instant eligibility checks and smooth disbursal. If you're looking to make the most of your property without selling it, a Home Loan from Capitalneed.com is the smart financial choice. Apply now and secure the funds you need with ease.
Reasons to Get a Home Loan
Some of the common ways to utilize these funds are to:
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Expand an existing business
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Consolidate high-interest debt
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Pay for a medical emergency
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Renovate business infrastructure or a home
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Fund overseas higher education
Home Loan Charges and Fees
| Interest Rate | 7.50% p.a. onwards |
| Loan Amount | From ₹10 Lakh to ₹25 Crore |
| Loan Processing Fees | Depends on Profile |
| Maximum Tenure | 3-15 years (12 years for Industrial/Warehouse) |
Apply for a Home Loan in Just a Few Easy Steps
Apply
Online
Apply Online
Click on ‘Apply Now’ and enter your contact details along with loan amount, tenure, and property type.
Enter
Property
Details
Enter Property Details
Enter your DOB and property ownership details.
Enter
Occupation
Details
Enter Occupation Details
Enter your occupation and employment details.
Verification
Verification
The application will then proceed for verification and assessment.
Home Loan Features and Benefits
Experience the best-in-class Home Loan offered by Capitalneed.com. Here are the top features and benefits:
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Minimal documentation
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Quick & easy approval process
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A wide range of properties accepted as collateral
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High LTV for ample funding ranging up to ₹25* Crore
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Competitive interest rate & charges
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Flexible repayment tenure of up to 180 months
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No hidden costs
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Doorstep services
We Offer Home Loan To
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Salaried individuals
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Self-employed professionals
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Firms/ Companies
Eligibility Criteria For LAP
The Home Loan offered by Capitalneed.com is available for salaried individuals, self-employed professionals, and firms/companies. It has basic eligibility requirements that help speed up the process, allowing you to easily apply for a loan, even in an emergency.
To qualify for funding and get quick approval, you need to meet the eligibility criteria related to the following factors:
Age
Work Experience/
Business Vintage
Income
Business Profile
Statutory Compliances (wherever applicable*)
Note: The above-mentioned eligibility criteria are indicative. Additional prerequisites may be required during loan processing by Capitalneed.com.
Documents Required
Our online application process eliminates lengthy paperwork and provides timely funding. We only require essential documents, which fall into 5 categories:
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KYC Documents
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Income Doc - 3 yrs Financial
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Property Documents
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Bank Statement-12 Months
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Sanction letter and SOA of Existing Loans (if any)
You can also check the specific list of documents required for different borrowers!
Note: The above-mentioned list of documents are indicative. Additional documents may be required during loan processing.
Home Loan Balance Transfer
A LAP Balance Transfer refers to the process of transferring your existing mortgage loan from the existing lender to your new lender. You can opt for the balance transfer of your property mortgage loan to Capitalneed.com for any of the following reasons:
- Lower interest rate
- Longer and more flexible loan tenure
- Higher loan amount
- Higher LTV on the market value of the asset
- Best-in-class customer service and query resolution
How to Transfer Your Balance?
We realize that time is of the essence and, hence, have kept the Home Loan balance transfer process simple and hassle-free. Following are the steps for balance transfer:
- Click on “Apply Now”.
- Fill in the required personal, professional, and financial details in the form.
- Submit all the necessary documents.
A representative from Capitalneed.com will get in touch with you for further processing. After your assessment and verification, you will receive a loan sanction. Once you authorize the disbursal, the loan amount will be credited to your bank account.
