Take Loan To Renovate Your Home With No Hidden Charges
Give your home the upgrade it deserves with a Personal Loan for home renovation from CapitalNeed.com. Through our advanced fintech platform, you can access up to ₹50 Lakh without the need for collateral and with no restrictions on how you use the funds. Whether you're planning a full remodel or simple improvements, we help you cover the entire cost effortlessly. With quick approvals, minimal documentation, and a seamless digital process, transforming your home into a more comfortable and beautiful space has never been easier. Apply now and renovate your home, stress-free, with Capital Need.
Online EMI Calculator For Home Renovation Loan
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EMI Amount = *
Interest Rate and Charges For Loan for Home Interior
Get a loan for home renovation from Capitalneed.com and give a fresh look to your home interiors at minimal processing fees and other charges:
| Interest Rates | 10.29%* p.a. onwards |
| Loan Amount | ₹1 Lakh to ₹50 Lakh |
| Loan Processing Fees | Depends on Profile |
| Stamp Duty | At actuals (as per state) |
Eligibility Criteria For Home Interior Loan
Get a loan for home renovation just by meeting the following eligibility criteria:
Age
Citizenship
Monthly Income
Employment
Work Experience
Credit Score
- Age - Between 21 years and 60 years
- Citizenship - Must be an Indian citizen
- Monthly Income - Should be at least ₹30,000
- Employment - Should be an employee at a reputed public or private company
- Work Experience - Must have a minimum of 12 months of work experience and a minimum of 1 month’s experience with the current employer
- Credit Score - Should have a credit score of 750 and above
In addition to this, a good credit score can increase your chances of qualifying for our Personal Loan for home renovation.
Documents Needed to Take a Home Renovation Loan
Upload a few primary documents to complete your application in just minutes:
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Identity Proof
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Address Proof
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Income Proof
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Employment Proof
- Identity Proof : Government ID cards like PAN Card/Aadhaar Card/Driving License/Voter ID/Passport
- Address Proof : Utility bills, rental agreement, passport
- Income Proof : Latest salary slips for the last 3 month, last three months’ bank statement
- Employment Proof : Official email ID or Employee ID card
Why Choose A Loan for Home Renovation
- Cover all the home renovation expenses
- Flexibility to select the repayment tenure
- Plan repayment using an EMI calculator
- Use the money to finance preferred expenses
Advantages of Taking A Loan for Home Interior
Key highlights of our Loan for home renovation include:
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Simple Documentation
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Fast Approval and Disbursal
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Convenient Monthly Instalments
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No Hidden Charges Present
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Hassle-free Application Process
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Zero Collateral Required
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Attractive Interest Rates
- Simple Documentation : Upload only a few primary documents to complete your application process
- Fast Approval and Disbursal : Get instant approval and fast disbursal of funds to meet immediate renovation expenses
- Convenient Monthly Instalments : Repay the loan affordably over up to 84 months
- No Hidden Charges Present : All fees and charges are disclosed
- Hassle-free Application Process : Apply online or on the Capitalneed.com App in just a few clicks.
- Zero Collateral Required : Personal loans are unsecured. You do not need to pledge collateral.
- Attractive Interest Rates : Enjoy competitive interest rates starting at 10.29%* p.a.
How to Apply for a Loan for Home Renovation
Follow the steps below to apply for a home renovation loan:
- Step 1 : Click on the “Apply Now” button.
- Step 2 : Enter all the necessary financial and personal details accurately.
- Step 3 : Upload a scanned copy of the necessary documents and click the ‘Submit’ button.
Once our representatives verify your application and the documents, you will receive the requested amount instantly in your bank account.
Apply for Loan for Home Interior
Apply
Online
Apply Online
Click on ‘Apply Now’ and complete the application form
Personal
Details
Personal Details
Enter your DOB, qualification, and residential details
Verification
Verification
Submit and upload all details for verification and assessment
