A feature-rich Personal Loan with multiple benefits
Capitalneed focuses on providing a feature-rich Personal Loan for all its customers across the location. It is an unsecured loan that helps you meet various financial needs. If you are considering taking a loan for personal use, you should first understand some of its important features.
Following are some of the Key Features of a Personal Loan:
 |
No collateral/security You get the necessary funds without pledging any security. You can keep full possession of your assets and borrow money online without any hassles. |
 |
Flexible repayment tenure Capitalneed offers flexible repayment tenures ranging from 12 to 96 months. You have the freedom to choose the tenure as per your repayment capacity. |
 |
Attractive interest rates We offer the loan at attractive interest rate, ensuring you save money by paying lower EMIs. |
 |
Minimal documentation As it is an unsecured loan with no collateral, it requires minimal documentation, making the documentation process relatively simple and fast. |
 |
Multi-purpose high loan amount with no restrictions on usage With Capital Need's Fintech platform Personal Loan, you can avail a loan amount of up to ₹1 Cr. The funds can be used for a variety of purposes, including medical emergencies, home renovation, higher education, and more—without any end-use restrictions. |
 |
Quick approvals Loan processing can be tedious and time-consuming, but we promise a seamless experience. Thanks to our minimal and relaxed eligibility criteria, you can avail of a quick loan when you need funds. We approve loan applications instantly and disburse your approved sanction in no time. |
 |
Easy and hassle-free process We leverage technology to minimize the effort required for loan application. You can apply online for our offering in just a few easy steps through the user-friendly online journey! |
Ways to Use a Capitalneed Personal Loan
With complete flexibility regarding its usage, the loan can be used to address any expense. Some of the most common reasons for taking a loan are:
- Renovate a house- Whether you want to rebuild your kitchen, build a new balcony, or make any other home modification, you can cover any costs of home renovations.
- Fund child’s higher education- Apply for a Personal Loan to cover the cost of your child's higher education, such as admission fees.
- Pay medical bills- Medical emergencies can take a toll on your finances. Even if you have health insurance, it may not cover all medical expenses during emergency. You may need prompt financial assistance to pay off hefty medical bills and, in such instances, Capitalneed offers a quick medical emergency loan with flexible loan tenure.
- Host a wedding- Weddings have become expensive. You can get a loan to cover these high-cost wedding expenses.
- Cover travel expenses- If you're planning a vacation in India or abroad, and you're looking for ways to pay for it, a Personal Loan for travel is the right choice for you.
How to Apply for a Capitalneed Personal Loan?
Capitalneed's Personal Loan features & benefits are among the best in the industry. You can apply for a loan online in just three simple steps:
- Step 1: Click on the ‘Apply Now’ button.
- Step 2: Fill in the required details on the loan application form.
- Step 3: Upload necessary documents.
On successful verification, the loan amount will be disbursed into your bank account instantly.
